SELF HELP GROUP BANK LINKAGE PROGRAMME (SBLP) AS A TOOL FOR THE RURAL DEVELOPMENT

Dr. Archana O. Tripathi; Dr. Anurag V.Tiwari

doi:10.17605/OSF.IO/DQPWX

Authors

Dr. Archana O. Tripathi Assistant Professor, Agricultural Economics, P. R. Pote Patil College of Agriculture, Amravati, Maharashtra, India
Dr. Anurag V.Tiwari Assistant Professor, Civil Engineering, Sipna College of Engineering & Technology, Amravati, Maharashtra, India

DOI:

https://doi.org/10.17605/OSF.IO/DQPWX

Keywords:

SHG, Women Empowerment, Rural development, NABARD, Microfinance

Abstract

Rural populations are the major contributor of the Indian economy, for the overall development of the nation of sectors of the economy should be developed. The present paper is an attempt to study the status of the SBLP (Self Help Group Bank Linkage Programme) in India during the period of 2011-12 to 2020-21. The paper focus regarding origin and history of SHG, concept of microfinance, women empowerment and also how SHG is responsible for women empowerment. The paper also deals with the present status of SHG taking into consideration growth in numbers of SHG, its savings and loan disbursement. The study is based on secondary data obtained from the status of microfinance report of respective years. The result of the study shows that there is significant rise in the number of SHG liked with banks and also the amount of savings associated with them is increasing significantly. The paper also takes into consideration the amount of loan disbursed from the various financial institutions. From the study it can be concluded that SBLP has proved to be very important instrument for the development of the rural economy through women empowerment. It had been useful for raising the standard of living and thus the rural economy of the nation. Thus there is future scope for the formation of more successful SHG which will help to bring the below poverty line and poor population to the main financial institutions

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